ANALISIS PENGARUH DANA PIHAK KETIGA, NON PERFORMING LOAN TERHADAP PROFITABILITAS DENGAN LOAN TO DEPOSIT RASIO SEBAGAI VARIABEL INTERVENING PADA PERBANKAN GO PUBLIC DI BEI

Rita Sarlawa, Solikah Nurwati, Deddy Rakhmad Hidayati, Nurmaya Sari Batubara

Abstract


This study aims to analyse the effect of Third Party Funds (TPF) and Non Performing Loan (NPL) on Profitability with Loan to Deposit Ratio (LDR) as an intervening variable on the Go Public Banking listed on the Indonesia Stock Exchange. The sample in this study amounted to 16 companies selected using the purposive sampling method. The analytical tool used is partial least square (PLS). Based on the analysis that has been done, the results show that Third Party Funds (TPF) has a significant positive effect on Loan to Deposit Ratio (LDR). Non Performing Loan (NPL) does not have a significant negative effect on Loan to Deposit Ratio (LDR). Loan to Deposit Ratio (LDR) does not have a significant negative effect on Return On Asset (ROA). Third Party Funds (TPF) ) does not have a significant negative effect on Return On Asset (ROA). Non Performing Loan (NPL) has a significant negative effect on Return On Asset (ROA). Third Party Funds (TPF) does not have a significant effect on Return On Asset (ROA) through Dividend policy and profitability and Non Performing Loan (NPL) does not have a significant effect on Return On Asset (ROA). Suggestions for further research in order to increase the research period or change the sample used and add other variables such as CAR, BOPO, and NIM that have not been included in this my research.


Keywords


Third Party Funds (TPF), Non Performing Loan (NPL), Loan to Deposit Ratio (LDR) and Return On Asset (ROA)

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DOI: https://doi.org/10.33758/mbi.v16i7.1633

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