ANALISIS PENGARUH FAKTOR LIKUIDITAS DAN KREDIT BERMASALAH TERHADAP BOPO PADA BPR KONVENSIONAL DI NTB

Abstract

This study is entitled "Analysis of the Effects of Liquidity and Non Performing Loans on BOPO on Conventional Rural Banks in West Nusa Tenggara". This study aims to determine and measure the effect of partially and simultaneously liquidity and non performing loans variables on BOPO on Conventional Rural Banks in West Nusa Tenggara. This type of research used in this research is associative research. The population in this study is Conventional Rural Banks in West Nusa Tenggara. The type of data used is quantitative data, while the data source in this study uses secondary data sources that have been compiled and published by banks. Data analysis procedures using multiple regression model analysis, hypothesis testing using the F test and t test. The results of this study indicate that the variable Cash Ratio, Loan to Deposit Ratio, and Non Performing Loans do not all partially have a significant effect on BOPO on Conventional Rural Banks in NTB, only the variable Loan to Deposit Ratio and Non Performing Loans partially have a significant effect on BOPO variables in Conventional Rural Banks in West Nusa Tenggara and Cash Ratio, Loan to Deposit Ratio, and Non Performing Loans variables together have a significant influence on BOPO variables in Conventional Rural Banks in West Nusa Tenggara.